Showing posts with label Tips. Show all posts
Showing posts with label Tips. Show all posts

Tuesday, 16 July 2013

Questions to Ask Before Investing a Condominium

 

[caption id="attachment_9279" align="alignright" width="220"]Questions to Ask Before Investing a Condominium Questions to Ask Before Investing a Condominium[/caption]

Condominium living is gaining in popularity these days and this is especially true with Scottsdale real estate. The idea of living in a desirable location with desirable attributes, such as affordable housing and low maintenance along with the enhanced security features is appealing to those buyers that opt to invest in a condominium.

However, investing in a Scottsdale condominium is not an easy matter. There are a lot of tasks that need to be considered before decisions are made. If you are thinking of investing in a condominium here's a checklist of questions to ask before investing  a condominium.

Plans


Are you planning on living in a condominium, rent it out, or re-sell it? How many units are you going to invest and how many rooms? These things are worth looking into in choosing the condo that is right for you or your family. It is also important to decide on whether you are going to live in high rise or low rise building. Beyond the amazing city view, determine if there is a family member that has fear of heights so you'll be guided appropriately.

Affordability


How much will you be willing to invest in a condominium? What other fees will be incorporated in the ownership of a condominium? Most developers have association fees to maintain and other recurring costs. Make sure you understand you tax obligation on your unit and how it is computed. Most importantly is to understand the current financials of the Home Owner Association (HOA) as moving into a condo that is about to demand assessments for maintenance, etc., is a surprise you don’t need.

Desirable Location


How accessible is the condo to schools, offices and other conveniences? Nowadays, people are opting to invest in a condominium for proximity to these conveniences, so it is important to choose a condo that is close to the places you frequently want to frequent. There are also mixed-use condominiums that are partially residential and commercial providing many of the wants and needs you may need in the same building.

Rules and Restrictions


Every condominium is governed by its rules and restrictions set for its residents. These may be very strict or relaxed. These are necessary to ensure that condominiums are properly operated and maintained. How are repairs and renovations processed? Or is alteration of the unit space and appearance allowed? Are pets allowed? How many occupants are allowed in your unit? Know all the covenants and restrictions of your HOA because this is what you’re signing up for and what you’re going to live with for the duration of your ownership of your unit.

Neighborhood


Condominiums can be a complete community within one complex offering a wide range of social and recreational activities. Before choosing the right condo for you, consider the target market of the condominium. Many condominiums are especially suited for a certain lifestyle, such as young professionals and families with young children and some are age restricted. Some of the condominiums have commercial establishments on the ground floor and it may not be suitable to your lifestyle.

Available Amenities


What are the amenities offered by the condominium? Will they be of use to you? Most condominiums offer a variety of amenities so pick one with amenities that are of use to you such as parking space, concierge service or a gym that may compliment your lifestyle. For those with kids, one with a swimming pool and playground is a good pick.

You also need to consider the track record of the real estate developer. Further, there are many real estate agents and other professionals available that will be able to assist you along the way. A skilled and trustworthy real estate agent that understands condominiums and HOA’s can help you save time, energy, and money. Once you have answered the questions you need to consider in investing in a condominium and your REALTOR® has answered your questions you can pursue your purchase with peace of mind and enjoy your new abode.

If your choice in Scottsdale real estate includes a condominium or a luxury valley home, give us a call or email us. Scottsdale real estate is our full time business and our Luxury Valley Homes team is here to help you with your real estate requirements.

 

Questions to Ask Before Investing a Condominium

Friday, 12 July 2013

Scottsdale Real Estate the Importance of REALTORS® in Selling Homes

[caption id="attachment_9135" align="alignright" width="270"]Luxury Valley Homes Team Luxury Valley Homes Team[/caption]

Moving to a new location and buying a home along with and selling your current Scottsdale real estate can feel like a daunting task. It takes planning, and yes, a lot of work to make it happen successfully to your satisfaction. 

On the day you make the decision to sell your Scottsdale real estate; it will be important to align yourself with a Luxury Real Estate firm that can deliver on their promises. We are the Luxury Valley Homes experts and we have been performing in the realm of excellence for our past clients since 1999, and hold an A+ accreditation from the Better Business Bureau. We’ll determine the Scottsdale real estate market value, and implement one of the most potent marketing plans in the real estate industry to get your Luxury Valley Home sold.


We pride ourselves on providing you with excellent customer service, and our team is ready to roll out the red carpet for your Scottsdale real estate requirements. When you make the decision to sell your luxury valley home, we ensure your home is marketed in a positive light, making sure those special features are evident for that prospective buyer. Some of the many services we offer our clients include: Professional Photography, Professional Staging Advice, marketing your home on more than 60 global real estate portal websites and more.




[caption id="attachment_9137" align="alignleft" width="300"]What's My Home Worth? What's My Home Worth?[/caption]

Our team at Luxury Valley Homes takes our profession seriously. You only get one chance to make that first impression to buyers, if you don’t get their attention on the first pass they are off and running to the next Luxury Valley Home that on the market. Each member of our team has had a successful career in the corporate world before entering the business of real estate. It gives us a unique cross industry perspective when working with interested buyers. Our team is well educated and believes strongly in continuing their education within the real estate industry. Our client testimonial reflects our professionalism and skills to get the job done for our clients. When you want a strong set of skills and full time real estate professionals, give the Luxury Valley Homes team a chance to earn your business.


Call us when you’re ready to sell your home at 480-363-4916 or drop us an email.


Members of National Association of Realtors®



Scottsdale Real Estate the Importance of REALTORS® in Selling Homes

Thursday, 11 July 2013

Scottsdale Real Estate - Sellers Market: It Doesn't Mean Any Price Will Fly with Buyers

Market Puts Home Seller in Control – When Using Good Tactics


[caption id="attachment_9130" align="alignright" width="300"]Scottsdale Real Estate Scottsdale Real Estate[/caption]

Many homeowners looking to sell Scottsdale real estate, once again find themselves in the driver's seat. Buyers outnumber available homes for sale in Scottsdale, Arizona, meaning that more sellers are getting list price -- or above -- on their homes, selling quickly and sometimes encountering multiple bids. Don't think, however, that the bubble is back. Buyers are optimistically cautious -- as are mortgage lenders -- but prices are not going through the roof.

True: The days of local sellers competing for buyers with expensive incentives and serial price reductions, offering to pay closing costs, desperately throwing in extra sweeteners are days gone by in Scottsdale. Yet serious buyers are out looking for homes to purchase right now, not just tire kicking. Today's buyers know exactly what they can afford, arrange financing early on and comparison shop to spot value like a laser. As a result, buyers are acting fast, making offers quickly and offering attractive bids on suitable, move-in ready properties.

Home sellers still can't pull the wool over buyers' eyes today. Smart buyers are prepared -- and savvy -- about homes, our local Scottsdale real estate market and the economy. Not only is it a great time to be a buyer, it's also a great time to be a seller. Here's how to use a seller's market to your advantage.

[caption id="attachment_9135" align="alignright" width="150"]Luxury Valley Homes Team Luxury Valley Homes Team[/caption]

Price


When it's time to sell your home, avoid the temptation to set your price as high as possible. Keep in mind, your asking price is only a marketing tool. The true value of your home is a balance between what a buyer today will pay, what is acceptable to you -- with appropriate terms -- and the ultimate appraised value. Setting the optimum "balanced" price requires more than just looking at recent sales of nearby properties. Home values can change daily, according to local economic events, interest rate changes and real estate market activity. As real estate professionals, we can help you construct the best listing price for your home because we keep a close eye on today's market.

Fine Tuning


Next, we make price adjustments according to local market trends. How much have homes in the area appreciated over the last three to six months? Knowing this trend for properties like yours allows us to price ahead of the market. As home values rise, we may suggest that you price your home somewhat higher than the last few comparable sales to match the increased number of buyers in the market today. However, this approach is not appropriate in every situation.

[caption id="attachment_9131" align="alignleft" width="160"]Incentive for Buyers Incentive for Buyers[/caption]

Incentives


Just because the market is improving doesn't mean you won't want to out-market other sellers with some incentives to get your home sold first. If you have something special to offer -- such as window coverings, an outdoor playground, garden equipment -- that you'd rather not move with, offer it in negotiations to trade for another point, such as price. We can work with you to help you determine what will get your home sold and what negotiation tools we'll need to employ. At the same time if you have something like a chandlier that you absolutely will not leave behind under any circumstantes, remove it before you market the home. Don’t let this become contentious during the negotiation process, you’ll wind up getting better results.

The Inside Scoop


In today's changing market, it's not possible for homeowners to track sales prices in an area with algorithm-driven public-data websites that use information 12 to 18 months or more after the fact. It's difficult for homeowners to get very recent sales information, to know exactly what amenities each sold home had and to learn what -- if any -- kinds of subsidies sellers provided in their contracts with buyers. That's why we make it our business to have the latest local information. We know in real time what area sellers are doing now to get their homes sold. Your asking price must take all these factors into account.better.

Give us a call for an informed, professional analysis of what your home can sell for in today's market.

Six Reasons Overpricing Does Not Pay For Today's Home Sellers


[caption id="attachment_9137" align="alignright" width="300"]What's My Home Worth? What's My Home Worth?[/caption]

Even if you're in a seller's market, it doesn't mean any price will fly with buyers. Keep these tips in mind as you think about the price you set when listing your home for sale.

  1. Most listing activity comes within the first 45 days a home is on the market. Overpricing means you'll likely miss that activity by discouraging qualified buyers who've seen similar homes for less.

  2. A too-high price eliminates a whole class of buyers. Many buyers know just how high they can go and don't even look at homes priced above their price ceiling. A fair market price is the “best price”.

  3. Overpricing helps sell other, more competitively priced homes first. Your home and listing price make them look better.

  4. You waste time and suffer added weeks or months of stress as your overpriced home languishes on the market, preventing you from moving on to your next home.

  5. Your home may eventually be seen as "stale inventory," suggesting structural or mechanical shortcomings (though none may exist), even after you've lowered your price. A further price reduction, below true market value, may be needed to sell your home.


If you do get an offer, the contract may fall through because the appraisal by your buyer's lender comes in too low. The buyer may not be able to borrow enough, or come up with enough cash, to proceed with closing.

Want to find out what your home is worth?


When you need help, we're as close as a phone call at 480-363-7944, or email.

Scottsdale Real Estate - Sellers Market: It Doesn't Mean Any Price Will Fly with Buyers

Wednesday, 10 July 2013

Cool off This Summer in Your Home: Reduce Your Cost

 

[caption id="attachment_9113" align="alignright" width="200"]Cool off This Summer in Your Home: Reduce Your Cost Cool off This Summer in Your Home: Reduce Your Cost[/caption]

Flowers are in its full bloom and the fragrance waft in the air. Summer is the best time to play in the sun and on the beach of course, and this is the season where everyone seems to feel happier than any time of the year. For some, going to the beach or pool is the best destination to escape the summer heat and to cool off.

However, for those who would rather stay at home, things can get sweaty especially in the Arizona heat. And most of the household's concerns during this time of the year is the higher electrical bills. But there are time-tested tips you can use to cool off this summer within your home and reduce your cost.

Shut off Heat Sources

Incandescent light bulbs are a mini-heaters in disguise. During the day, keep the majority of your lights since it produces energy and heat. You should also turn off the TV since it gives a lot of heat.

Insulate your Attic

This should be on your things-to-do list. In the summertime your attic is really hot and the heat is always trying to transfer to a cooler space. The right insulation can decrease the heat that is transferred from the sun to your house. Another bonus is that there may be government grants to help offset the cost for this kind of upgrade.

[caption id="attachment_9103" align="alignleft" width="250"]Shut off Heat Sources Shut off Heat Sources[/caption]

[caption id="attachment_9104" align="alignright" width="250"]Insulate your Attic Insulate your Attic[/caption]

 

 

 

 

 

 

 

 

 

 

Close and Open the Windows Strategically

Closing the windows and blinds in the daylight will help block the sun's heat. Do this even before the sun hits your home and keep it closed until the night falls and it's cool enough to open the windows for the night.

Cool Down your House with Fans

Position a ceiling fan, an upstairs window fan or an attic fan to draw off the heat collected in upper rooms and push the heat outdoors. Set up your portable fan so that the fan sucks up cooler air from the floor below, and blows hot air upwards towards the ceiling.

Get Wet

If you're hot, cool off your core temperature by immersing yourself in cold water. Take a cold shower or go swimming but don't stay in sun-exposed water for too long. For quick relief, wet your wrists and other pulse points with cold water, and then keep those spots cool by holding an ice cube wrapped in a face cloth against them. It cools the blood in your veins, and instantly makes you feel cooler. You could also run your pulse under some cold water or just splash some cold water on your face to stay at a desirable temperature. The relief is immediate, and this method will cool down your entire body.

[caption id="attachment_9118" align="alignleft" width="250"]Close and Open the Windows Close and Open the Windows[/caption]

[caption id="attachment_9119" align="alignright" width="250"]Drink Plenty of Water Drink Plenty of Water[/caption]

 

 

 

 

 

 

 

 

 

 

Dress Appropriately

Wear summer clothing. Lightweight, loose-fitting clothing in natural fabrics like linen and cotton will help to keep you cooler. Also, wear light colors. Darker colors will absorb the sun's heat and stay warmer longer than light or white clothing, which reflects light and heat.

Drink Plenty of Water

During summer you sweat more and you have to replenish the lost water in your body. Drink a glass of cold water and keep a bottle with you always. The last thing you want to do is to pass out from dehydration so don't risk dehydration.

In Arizona the electric companies offer incentives to help reduce your cost of electricity in your home.

The following are retrofit improvement services that AZEEH provides with their corresponding APS rebate amounts:

  • Air Leak Sealing:Up to $250 for improving the insulation efficiency by decreasing infiltration due to air leaks

  • Insulation Improvements & Addition:Up to $250 rebate on insulation improvement where the existing insulation has a R-value of R-19 or less.

  • Leaky Duct Sealing:Up to $250 to fix, repair, or seal leaks in the ac duct system

  • Solar Window Screens:Up to $250 to cover the South, East, West windows with solar window shade screens

  • Other rebates provided by APS include but are not limited to upgrades in cooling systems, lighting, appliances, pool pumps and timers.


In places like Arizona where there is no shortage of sunshine every day feels like a great day, however, when it gets warmer enjoy the cool while reducing your cost – It’s the green thing to do.

 

Cool off This Summer in Your Home: Reduce Your Cost

Saturday, 15 June 2013

Update Your Kitchen on a Budget

[caption id="attachment_8975" align="alignright" width="300"]Kitchen On a Budget A Kitchen on a Budget[/caption]

It is possible to update your kitchen on a budget. Remodeling a kitchen can turn out to be one of the most expensive projects in a home, as the price of new cabinets, new appliances, new plumbing, new counters, and installation can all add up to a hefty price tag. Of course often a kitchen is what sells a home, and considering the kitchen is one of the most lived in rooms in a home this makes sense.

If you are considering selling your home and do not have a lot of money to pour into it to prepare it for sale, consider some low-cost improvements that will update your kitchen without breaking the bank.

The kitchen sink is a great place to start. Faucets are in and come in a wide variety of modern forms these days. A simple faucet replacement can make the area around your sink look new.

Cabinet knobs and drawer pulls offer another inexpensive kitchen upgrade. Every kitchen has them and changing the knobs and drawer pulls out can give a fresh look to your cabinets.

Examine the interior of your cabinets. Can you replace your current shelves with glide out shelving? Can the space inside your cabinets and cupboards be reconfigured without total replacement?

A lot of people feel that granite is the only way to go with counter tops. There are other options that are less expensive and equally attractive. Consider engineered surfaces if you counters must be replaced.

The more the bones of your kitchen remain the same the less expensive remodeling it will be. Updating kitchens and bathrooms is the most effective way to achieve a return on your investment.

The statistics for the 2011 – 2012 remodel cost vs. value model delineates cost-to-construction benchmarks for a set of common remodeling projects, then estimates how much of that investment will be recovered at resale in today’s market.

Update Your Kitchen on a Budget

Friday, 14 June 2013

A Clean and Fresh Carpet for your New Home

 

[caption id="attachment_8965" align="alignright" width="250"]A Clean and Fresh Carpet for your New Home A Clean and Fresh Carpet for your New Home[/caption]

Would it not be nice to walk into your new home with a soft, warm and fluffy carpet?. It's such a great feeling when your feet sink into that clean and plush new carpet. A clean and fresh carpet for your new home could be just what you need. However clean the carpet is, it is a reality that over time it will get dirty and will wear down.

Investing in a good quality carpet can be expensive so it is only fair that we take necessary precautions in protecting the carpet. There is several carpet cleaning tips we can use to maintain and keep our carpets as clean as possible for a long period of time.

Keep in mind, however, that there are certain things we cannot control such as the normal wear and tear, or accidental spills on the carpet. If things like this happen, do not get discouraged, instead, follow these tips to get the best result. One important thing to keep in mind is that before you start cleaning, you should know the type of the carpet and the materials used in the carpet because each type needs a different approach for cleaning.

  • Vacuum Carpets Regularly – By vacuuming carpets on a regular basis, you will manage the amount of dust, dirt and other debris that become buried in the fibers of the carpet. Make vacuuming the carpets a part of your weekend cleaning routine, and you'll stay on top of the dirt that threatens to make your carpets dirty over time.



  • Get a Carpet Cleaning Schedule – If carpets are cleaned before they become too unsightly, the cleaning chore will be easier and more successful. Choosing the proper cleaning system is important as some systems may leave residue which accelerate re-soiling and defeats the whole purpose of cleaning.



  • Sprinkle some Carpet Freshener Powder – Allow the powder to set for about 10-15 minutes or follow the instructions on the package before vacuuming. The powder will not only make the carpet fresh and clean, it also freshens the entire room.



  • Deal with Spills Immediately – To stains from the accidental spill, deal with it straight away. Place paper towels on the top of the spill to soak up as much as possible. Don't rub though, as it will drive the liquid further into the carpet. If the stain remains, apply a carpet cleaning product to the stain. A good tip if you do not have a carpet cleaner handy is fizzy water – It works.



  • Invest or Rent a Carpet Cleaning Machine – This can be a slight investment, but you can rent a machine with deep cleaning and quick drying technology for a day. Always vacuum first to remove debris to make the job easier and to avoid the washer getting all clogged up. For the best cleaning result, always use the recommended detergent and if you have not washed the carpet before, it's always best to try it on a small area first to make sure that the carpet is not affected by the solution.


The cleanliness reflect the personality of the home owner. People almost always get the impression the moment they enter your home. So get rid of those unsightly carpets.

Need help finding a house you can call home? The Luxury Valley Homes team has numerous beautiful properties to offer in the Valley of the Sun. For more information, visit the Luxury Valley Homes.

 

A Clean and Fresh Carpet for your New Home

Wednesday, 5 June 2013

Work Hard and Earn Big

 

[caption id="attachment_8948" align="alignright" width="220" caption="Work Hard and Earn Big"]Work Hard and Earn Big[/caption]

What does it take to earn big? Does being successful in business have its own magic recipe? While everyone's success story is different, there are certain things in common that made an entrepreneur earn big and that is by working harder and smarter.

At some point in our life, we will experience a financial crisis and feel that our income is not enough to support a comfortable life for us and for our family. With the rising cost of basic commodities, bills and mortgage to pay, it is everybody's motivation to earn big.

As mentioned, there are certain commonalities in terms of personality and character traits the top earners have. They work hard and earn big. These are the following:

Pursue Your Passion: This old saying remains to be true. If you're planning on building a business today of any kind, it should be in relation to something that interests you and that you really love doing. Pursuing business opportunities that you absolutely love will show your ability to connect with others. Be confident and extremely persistent in following your dreams.

Establish Attainable Goals: Establishing attainable and clear goals is an important step to becoming a high earner. You can start a small business, grow slowly and steadily. Setting and establishing goals will measure your progress in a specified time period and help achieve your vision.

Be Persistent and Resilient.Show Hard Work: No business is successful the first day. Many people have succeeded because of persistence and not getting discouraged by life's failures. Should you fall on your face, get up back. You need to make mistakes and learn from them. If you reach your goals, don't stop there. Work hard and earn big.

Know Yourself: Every entrepreneur has its own strengths and weaknesses. A good one plays on their strengths and builds a business that can compensate for their weaknesses. That means knowing what you aren't good at, admitting it, and structuring your workflow so that you don’t get in your own way.

Stays fit and maintain a disciplined lifestyle: Most big earners are high energy people who are in top physical shape. Evidence suggests that keeping fit and healthy can benefit your job performance, which may in turn impress the boss and help you climb the ladder and get that raise or continue to improve on your own business.

Money alone will not bring happiness; however, it will give you the opportunities to obtain the conveniences in life such as a perfect home for your family. Moreover, it gives you a sense of fulfillment and satisfaction of being able to achieve something rewarding. Remember, if you love it, you can hardly call it work.

Article: "Work Hard and Earn Big" is brought to you by the Luxury Valley Homes team. Call us at 480-595-6412 for your real estate needs.

 

Work Hard and Earn Big

Sunday, 26 May 2013

Memorial Day - Fly Our Flag Proudly: US Flag Code

Memorial Day - Fly Our Flag Proudly: US Flag CodeThe United States Flag Code, first adopted in 1923, and later appended, prescribes flag etiquette for a variety of circumstances ensuring that our national symbol is treated properly.

“Because the U.S Flag is the symbol of our country, it should always be displayed in the most prominent most honored position. No other flag should ever appear more important”



Flag Etiquette


The National Flag represents the living country and is considered to be a living thing emblematic of the respect and pride we have for our nation. Display it proudly.

§173. Display and use of flag by civilians; codification of rules and customs; definition

The following codification of existing rules and customs pertaining to the display and use of the flag of the United States of America is established for the use of such civilians or civilian groups or organizations as may not be required to conform with regulations promulgated by one or more executive departments of the Government of the United States. The flag of the United States for the purpose of this chapter shall be defined according to sections 1 and 2 of title 4 and Executive Order 10834 issued pursuant thereto.

§174. Time and occasions for display

(a) Display on buildings and stationary flagstaffs in open; night display

It is the universal custom to display the flag only from sunrise to sunset on buildings and on stationary flagstaffs in the open. However, when a patriotic effect is desired, the flag may be displayed twenty-four hours a day if properly illuminated during the hours of darkness.

(b) Manner of hoisting

The flag should be hoisted briskly and lowered ceremoniously.

(c) Inclement weather

The flag should not be displayed on days when the weather is inclement, except when an all
weather flag is displayed.

(d) Particular days of display

Memorial Day - Fly Our Flag Proudly: US Flag CodeThe flag should be displayed on all days, especially on New Year's Day, January 1;
Inauguration Day, January 20; Lincoln's Birthday, February 12; Washington's Birthday, third
Monday in February; Easter Sunday (variable); Mother's Day, second Sunday in May;
Armed Forces Day, third Saturday in May; Memorial Day (half-staff until noon), the last
Monday in May; Flag Day, June 14; Independence Day, July 4; Labor Day, first Monday in
September; Constitution Day, September 17; Columbus Day, second Monday in October;
Navy Day, October 27; Veterans Day, November 11; Thanksgiving Day, fourth Thursday in
November; Christmas Day, December 25; and such other days as may be proclaimed by the
President of the United States; the birthdays of States (date of admission); and on State
holidays. 

§175. Position and manner of display 

The flag, when carried in a procession with another flag or flags, should be either on the marching right; that is, the flag’s own right, or, if there is a line of other flags, in front of the center of that line.

(a)  The flag should not be displayed on a float in a parade except from a staff, or as provided in subsection (i) of this section.

(b)  The flag should not be draped over the hood, top, sides, or back of a vehicle or of a railroad train or a boat. When the flag is displayed on a motorcar, the staff shall be fixed firmly to the chassis or clamped to the right fender. 

(c)  No other flag or pennant should be placed above or, if on the same level, to the right of the flag of the United States of America, except during church services conducted by naval chaplains at sea, when the church pennant may be flown above the flag during church services for the personnel of the Navy. No person shall display the flag of the United Nations or any other national or international flag equal, above, or in a position of superior prominence or honor to, or in place of, the flag of the United States at any place within the United States or any Territory or possession thereof: Provided, That nothing in this section shall make unlawful the continuance of the practice heretofore followed of displaying the flag of the United Nations in a position of superior prominence or honor, and other national flags in positions of equal prominence or honor, with that of the flag of the United States at the headquarters of the United Nations. 

(d)  The flag of the United States of America, when it is displayed with another flag against a wall from crossed staffs, should be on the right, the flag’s own right, and its staff should be in front of the staff of the other flag.

(e)  The flag of the United States of America should be at the center and at the highest point of the group when a number of flags of States or localities or pennants of societies are grouped and displayed from staffs.

(f)  When flags of States, cities, or localities, or pennants of societies are flown on the same halyard with the flag of the United States, the latter should always be at the peak. When the flags are flown from adjacent staffs, the flag of the United States should be hoisted first and lowered last. No such flag or pennant may be placed above the flag of the United States or to the United States flag’s right.

(g)  When flags of two or more nations are displayed, they are to be flown from separate staffs of the same height. The flags should be of approximately equal size. International usage forbids the display of the flag of one nation above that of another nation in time of peace. 

(h)  When the flag of the United States is displayed from a staff projecting horizontally or at an angle from the window sill, balcony, or front of a building, the union of the flag should be placed at the peak of the staff unless the flag is at half-staff. When the flag is suspended over a sidewalk from a rope extending from a house to a pole at the edge of the sidewalk, the flag should be hoisted out, union first, from the building.

(i)  When displayed either horizontally or vertically against a wall, the union should be uppermost and to the flag’s own right, that is, to the observer’s left. When displayed in a window, the flag should be displayed in the same way, with the union or blue field to the left of the observer in the street. 

(j)  When the flag is displayed over the middle of the street, it should be suspended vertically with the union to the north in an east and west street or to the east in a north and south street. 

(k)  When used on a speaker’s platform, the flag, if displayed flat, should be displayed above and behind the speaker. When displayed from a staff in a church or public auditorium, the flag of the United States of America should hold the position of superior prominence, in advance of the audience, and in the position of honor at the clergyman’s or speaker’s right as he faces the audience. Any other flag so displayed should be placed on the left of the clergyman or speaker or to the right of the audience.

(l)  The flag should form a distinctive feature of the ceremony of unveiling a statue or monument, but it should never be used as the covering for the statue or monument.

Memorial Day - Fly Our Flag Proudly: US Flag Code(m)  The flag, when flown at half-staff, should be first hoisted to the peak for an instant and then lowered to the half-staff position. The flag should be again raised to the peak before it is lowered for the day. On Memorial Day the flag should be displayed at half-staff until noon only, then raised to the top of the staff. By order of the President, the flag shall be flown at half-staff upon the death of principal figures of the United States Government and the Governor of a State, territory, or possession, as a mark of respect to their memory. In the event of the death of other officials or foreign dignitaries, the flag is to be displayed at half-staff according to Presidential instructions or orders, or in accordance with recognized customs or practices not inconsistent with law. In the event of the death of a present or former official of the government of any State, territory, or possession of the United States or the death of a member of the Armed Forces from any State, territory, or possession who dies while serving on active duty, the Governor of that State, territory, or possession may proclaim that the National flag shall be flown at half-staff, and the same authority is provided to the Mayor of the District of Columbia with respect to present or former officials of the District of Columbia and members of the Armed Forces from the District of Columbia. When the Governor of a State, territory, or possession, or the Mayor of the District of Columbia, issues a proclamation under the preceding sentence that the National flag be flown at half-staff in that State, territory, or possession or in the District of Columbia because of the death of a member of the Armed Forces, the National flag flown at any Federal installation or facility in the area covered by that proclamation shall be flown at half-staff consistent with that proclamation. The flag shall be flown at half-staff 30 days from the death of the President or a former President; 10 days from the day of death of the Vice President, the Chief Justice or a retired Chief Justice of the United States, or the Speaker of the House of Representatives; from the day of death until interment of an Associate Justice of the Supreme Court, a Secretary of an executive or military department, a former Vice President, or the Governor of a State, territory, or possession; and on the day of death and the following day for a Member of Congress. The flag shall be flown at half-staff on Peace Officers Memorial Day, unless that day is also Armed Forces Day. 

(n)  When the flag is used to cover a casket, it should be so placed that the union is at the head and over the left shoulder. The flag should not be lowered into the grave or allowed to touch the ground.

(o)  When the flag is suspended across a corridor or lobby in a building with only one main entrance, it should be suspended vertically with the union of the flag to the observer’s left upon entering. If the building has more than one main entrance, the flag should be suspended vertically near the center of the corridor or lobby with the union to the north, when entrances are to the east and west or to the east when entrances are to the north and south. If there are entrances in more than two directions, the union should be to the east.

§177. Conduct during hoisting, lowering or passing of flag

During the ceremony of hoisting or lowering the flag or when the flag is passing in a parade or in review, all persons present in uniform should render the military salute. Members of the Armed Forces and veterans who are present but not in uniform may render the military salute. All other persons present should face the flag and stand at attention with their right hand over the heart, or if applicable, remove their headdress with their right hand and hold it at the left shoulder, the hand being over the heart. Citizens of other countries present should stand at attention. The salute to the flag in a moving column should be rendered at the moment the flag passes.

Memorial Day - Fly Our Flag Proudly: US Flag Code

Tuesday, 14 May 2013

Essential Guide for a Long Road Trip

 

[caption id="attachment_8807" align="alignright" width="300" caption="Essential Guide for a Long Road Trip"]Essential Guide for a Long Road Trip[/caption]

It's almost summer and the weather in the Valley is getting hotter. Families might be planning on escaping the city and visit some cooler place. Since there will be no school for the kids, this summer is a good time to visit an old relative from a different city or state. And to make it more enjoyable, a road trip is a thing one can consider.

Long road trips aren't joy rides, but they can become rewarding, if not a life changing experiences. So if you're going to take that trip, here is the essential guide for a long road trip.

The Plan

  • Research and plot your trip and stops thoroughly, but not to that last excruciating detail.

  • Be flexible with your plans. If the weather turns ugly a route change might be in order, although a five day forecast tends to be reliable. Plan for the worst and hope for the best.

  • Find some good company. Travel only with those you trust, have confidence in and are comfortable with. Thresholds for long travel vary from person to person.

  • Patience can dry faster than the fuel.

  • Keep emergency numbers handy.


The Vehicle

  • Have your vehicle thoroughly checked. Go over the usual maintenance steps such as oil change, filter replacement and wheel alignment and rotation.

  • Inflate those tires including the spares. Check the car tools.

  • Keep the tank full.


Packing

  • Don't over pack or overload. Bring only the essentials and enough food and water. If you're traveling the highway, there are plenty of stops where you can get supplies and eat along the way.

  • Don't forget to pack chargers for the gadgets. Also, a Swiss knife could come in handy.


Traveling with Kids

  • If traveling with children, prepare a bagful of sick bags. Long and winding drives take their toll on children, making them nauseous or road sick.

  • Kids can manage long trips as long as adults can attend to their needs. When they get tired, they'll easily fall asleep during long drives.

  • Keep children pre-occupied. Those tablet games and DVD movies will definitely do the trick.


On the Road

  • Keep calm and drive

  • Psyche yourself before each trip.

  • Keep pace with the lead driver.

  • Take shortcuts only when you're 100% sure of the route.

  • Take as many overnight stops as possible to rejuvenate especially after eight-hour plus drive


Even if you are tired, be prepared to push yourself to the limit, such as when you're driving on the highway in the middle of nowhere. On the other hand, if you feel tired or sleepy, let someone else take the wheel. Lastly, enjoy the drive. Stop for the landmarks and tourist spots. Once the long trip is done, every mile will be worth it. Following the guide, everyone will surely survive and enjoy the long road trip ride.

Article: "Essential Guide for a Long Road Trip” is brought to you by the Luxury Valley Homes. Email or call us at 480-595-6412.

Essential Guide for a Long Road Trip

Friday, 22 March 2013

Security at the Storage Facility


[caption id="attachment_8165" align="alignright" width="190" caption="Security at the Storage Facility"]Security at the Storage Facility[/caption]

No matter if you are storing wine, tax documents, old photos or rugged couches they are your possessions and there is a reason you are storing them. Shouldn't they be kept safe and secure whether they are worth $1,000,000 or $10?

Choosing the right storage facility and storage unit can be a stressful process if you do not have your priorities set. You shouldn't have to worry about the safety and security of your belongings while they are being stored.

When searching for a storage unit you should be researching the security at the self storage facility offers. Most facilities nowadays have 24 hour surveillance, gates, locks and coded entry but is that enough protection for you?

Below are some additional questions to answer prior to renting from a self storage facility.

  • How do people gain access to the storage facility?

  • Is the storage facility secured and fenced in?

  • Is there 24 hour video surveillance of the property?

  • Is there a storage manager on duty, or at least on premises at all times?

  • Who else can access my storage unit besides me?

  • Is there proper lighting around the entire storage facility?

  • How do you access the storage facility – with a key or coded gate entry? 


The more security the storage facility has, the better protected your belongings will be and the more peace of mind you will have. SelfStorageFinders.com shows amenities and security for most storage facilities throughout the country. Whether you need Buffalo self storage or Scottsdale self storage, we have you covered.

Blog Contributed by: Brian Barwig
Marketing Executive
www.selfstoragefinders.com 
 
Article is brought to you by: The Luxury Valley Homes team.

 

LVH LogoJane Daley, BA
Jeff Daley, PhD
Luxury Valley Homes - West USA
Scottsdale Real Estate Arizona
Our Luxury Valley Home Team
480-595-6412 or email

Security at the Storage Facility

Friday, 22 February 2013

Make the Move Easier

Blog Contributed by: Brian Barwig
Marketing Executive
marketing@selfstoragefinders.com
www.selfstoragefinders.com 
 
 


[caption id="attachment_7419" align="alignright" width="300" caption="Make the Move Easier"]Make the Move Easier[/caption]

There are no easy ways to put it…moving is a stressful hassle. There are always problems and obstacles no matter how minor they are. One way to minimize the stress and problems is to plan your move and create a list. A well organized and planned move will ensure your possessions arrive safely at your new residence. Although each move is different, the basics of a move are the same for nearly everyone. First, don’t wait until the day before to begin packing or even planning. 

This is why we are creating this list…do it beforehand! Make a list of everything you need to pack, which room it will go into and how you can fit it on the truck. Secondly, find a good, reputable moving company. Get at least 3 quotes from movers in order to better understand the costs associated with the move. Thirdly, be sure to register for your change of address in order to receive mail at the correct residence.

Don’t forget to notify your banks, power companies and utility service providers to let them know you are changing addresses as well. Have the utilities turned off in your old home and turned on in your new home prior to arriving with the moving truck. Be sure to ask your movers about moving insurance as well. Most moving companies offer insurance but it may only cover a portion of your belongings. Ask about their coverage, policies and upgrades in order to ensure all of your items are covered.

Lastly, consider using a self storage unit prior to and after the move. You may need extra space in your residence if you are downsizing or not quite set in your home yet. SelfStorageFinders.com lists thousands of storage facilities around the country should you need a storage unit quickly. Research, analyze and rent online in a few simple steps!

 

 

Make the Move Easier

Friday, 18 January 2013

Self Storage Packing Tips

Blog Contributed by: Brian Barwig
Marketing Executive
marketing@selfstoragefinders.com
www.selfstoragefinders.com 
We hear of people all the time who rent a storage unit and half way into filling the unit they realize the unit is either too big or too small. When packing the storage unit, think of it like a game of Tetris. Every item should have its own spot while also leaving space for other items and room for you to move inside the unit. A convenient storage sizes calculator will aid you in your search for the perfect storage unit and below are some helpful hints on how to pack your unit properly.



  • [caption id="attachment_7109" align="alignright" width="283" caption="Self Storage Packing Tips"]Self Storage Packing Tips[/caption]

    Use boxes which are the same size so they can fit perfectly on top of one another or side by side.

  • Don’t over pack boxes. Putting your collection of books in 1 box while another box holds 4 pillows is a great way to destroy your back, the boxes and your day. Stacking heavy boxes on light boxes will crush your belongings. Remember, you may want to pack everything you own in to the minimal number of boxes but you do have to move and lift the boxes.



  • If possible, do not place cardboard boxes directly on the floor of the unit in case of any moisture getting into the storage unit.



  • Disassemble bed frames, tables and dresser drawers to make more space for storing. This will also allow you to move your things easier in the future.

  • Keep items you will need at the front of the storage unit so you don’t have to dig to the back and move everything out again.



  • Smaller furniture and boxes can be stacked on top nearly to the ceiling.



  • Utilize all of the space in the storage unit. If you have enough room, make a small path from the front of the storage unit to the back in order to easily move and get to items when you need them.



  • Bonus Tip: A ladder can be a useful tool if you are storing items from floor to ceiling. 


These self storage packing tips should give you a good head start on how to pack your belongings properly. Remember, SelfStorageFinders.com lists thousands of self storage facilities around the country if you are in need. Give it a shot and rent from your couch in a few simple steps!

Self Storage Packing Tips

Friday, 4 January 2013

Simple Steps to Sell Your Home

Simple Steps to Sell Your Home


Blog Contributed by: Brian Barwig
Marketing Executive
marketing@selfstoragefinders.com
www.selfstoragefinders.com
 


[caption id="attachment_6879" align="alignright" width="250"]Simple Steps to Sell Your Home Simple Steps to Sell Your Home[/caption]

With home buyers being as picky as they are nowadays, it is best to look for as many ways as possible to improve the selling status of your home. If a home is properly prepared, you can ensure the best return on investment on your home. Read on to find out easy ways to improve your home in order to make it more attractive to potential buyers. An easy way to increase the value of  your home is to have the HVAC system checked regularly. A proper working air conditioner and heater will save thousands of dollars in potential repair costs and be more appealing to potential buyers. Most buyers will not purchase a home which requires them to make a significant investment to make repairs. Ensure the basics are working and this will increase the homes appeal. Be sure the landscape is looking great as well. A maintained yard is more appealing to buyers than a yard which is unkempt. An untidy yard will likely dissuade buyers from even coming to take a look at your home after they view it online. Remember, make a great first impression. Putting your home on the market in the winter may seem like a hassle but it can be a way to get a quick sale. You must also weigh the cost of winter bills typically being more expensive than summer bills. Does owning the home for a longer period outweigh the potential benefits of selling in the winter? Selling a home can be a difficult process but by following these simple steps it can be easier. Remember, SelfStorageFinders.com can assist in finding local self storage facilities. With over 5,000 self storage facilities listed nationwide, there is sure to be a Philadelphia self storage facility or Anaheim storage unit to fit almost any need.

Simple Steps to Sell Your Home

Sunday, 9 December 2012

Savvy Tips on Buying a Vacation Home

Scottsdale Real Estate Vacation Home


A Scottsdale real estate vacation home may be more affordable than you think. Did you know the interest paid for a second home's mortgage is tax deductible? In fact, tapping the equity in your first home to put a down payment on a second home can actually give you three (total) mortgage-interest tax deductions. Interest paid on equity loans is tax deductible too!


“Owning a home is one big tax deduction; owning a vacation home can be two--or more.”


If you're thinking about purchasing Scottsdale real estate second home, or vacation home, ask your tax professional to run the numbers for you. And be sure to check IRS regulations if you intend to rent out your second home for income.



PLAY SMART


For more information about purchasing vacation property, read our FREE online report, PLAY SMART: Savvy Tips On Buying A Vacation Home, by clicking here.


We hope you'll call us when the timing's right for you to purchase a second home--and a new tax deduction!


Article: Scottsdale real estate vacation home - More affordable than you think, Brought to you by Luxury Valley Homes.



Savvy Tips on Buying a Vacation Home

Monday, 3 December 2012

There are 11 Rules Kids Won't Learn in School

There are 11 Rules Kids Won't Learn in School


[caption id="attachment_4461" align="alignright" width="275"]11 Rules Kids Won't Learn in School Bill Gates[/caption]

It's been written that there are 11 things children will not learn in school. It talks about how feel-good, politically correct teachings created a generation of kids with no concept of reality and how this concept set them up for failure in the real world. The rules are as follows:

Rule 1: Life is not fair - get used to it!

Rule 2: The world won't care about your self-esteem. The world will expect you to accomplish something BEFORE you feel good about yourself.

Rule 3: You will NOT make $60,000 a year right out of high school. You won't be a vice-president with a car phone until you earn both.

Rule 4: If you think your teacher is tough, wait till you get a boss.

Rule 5: Flipping burgers is not beneath your dignity. Your Grandparents had a different word for burger flipping: they called it opportunity.

Rule 6: If you mess up, it's not your parents' fault, so don't whine about your mistakes; learn from them.

Rule 7: Before you were born, your parents weren't as boring as they are now. They got that way from paying your bills, cleaning your clothes and listening to you talk about how cool you thought you were. So before you save the rain forest from the parasites of your parent's generation, try delousing the closet in your own room.

Rule 8: Your school may have done away with winners and losers, but life HAS NOT. In some schools, they have abolished failing grades and they'll give you as MANY TIMES as you want to get the right answer. This doesn't bear the slightest resemblance to ANYTHING in real life.

Rule 9: Life is not divided into semesters. You don't get summers off and very few employers are interested in helping you FIND YOURSELF. Do that on your own time.

Rule 10: Television is NOT real life. In real life people actually have to leave the coffee shop and go to jobs.

Rule 11: Be nice to nerds. Chances are you'll end up working for one.

Author unknown. It was cited that Bill Gates wrote this in his book called Business @The Speed of Thought but that has been debunked. It is also thought that David Emery authored this but it has not been confirmed. In any event there seem to be a lot of provoking thoughts associated with these rules.

What's your favorite rule?
There are 11 Rules Kids Won't Learn in School

Sunday, 2 December 2012

Too Much Installment Credit can Hurt your Credit Rating

Too much installment credit can hurt your credit Many homeowners are shocked when they get a look at their credit reports. Even those who pay their bills on time and maintain low credit-card balances can have a less-than-perfect rating. How is that possible?

Your credit picture reflects a number of different aspects of your borrowing behavior. For example, you may have several open credit-card accounts with high limits. That means you could borrow a lot of money in a short period of time, which might worry a new lender who's thinking about extending you still more credit. It's best to keep just one or two credit-card accounts open and to keep their balances low.

MOVE UP


You may need to move and buy another home sooner than you think. Make sure your credit is up to the challenge and read our special online report, MOVE UP: 4 Smart Strategies For Purchasing Your Next Home. For more savvy tips, feel free to read our monthly online newsletter too. Click here. E-Newsletter.
Article:  Too much installment credit can hurt your credit rating is brought to you by: Luxury Valley Homes

Too Much Installment Credit can Hurt your Credit Rating

Thursday, 29 November 2012

Residential Consumer Loan Changes in 2013 Will Cost More

Residential Consumer Loan Changes in 2013 Will Cost MoreWith the Dodd-Frank bill having no chance for repeal, it appears their new proposed rule changes will be enforced. Most of these new rules affecting our industry revolve around Owner Occupied residential consumer loans. These changes will begin in January 2013. Some of the changes that will impact the “Hard money” space are listed below.

NO financing any lender or broker points within the loan! This means the borrower will have to pay the origination fees out of their savings or finance it on a credit card.

NO Prepay protection will be allowed to the lender! This willeliminate the ability to offer ZERO points for a residential loan, a feature that has allowed the majority/total of points to go to the broker.

No Balloon payments will be allowed! This will likely force lenders into 30 year fully amortized loans. With the current loan rates this is a good thing but in the future it may prohibit short term loans at reduced interest rates.

All borrowers that want to get Hard Money/Alternative loans on their home will be FORCED to attend Consumer counseling set up by HUD.

Considering selling your home using a Contract for Deed? There are considerable risks for the homeowner in choosing this option. We would encourage getting legal advice from a real estate attorney before implementing this option.

The end results of these pending changes will affect the cost of capital to the consumer.
Residential Consumer Loan Changes in 2013 Will Cost More

Friday, 24 August 2012

Nationally Sales of New Homes Increase to Match Two-Year High

[caption id="attachment_4864" align="alignright" width="300"]Nationally Sales of New Homes Increase to Match Two-Year High New Home Building on the Rise[/caption]

The operative word here is, national sales of new homes rose more than projected in July to match a two-year high. An important fact to remember is that real estate is geographical in nature and while the west may have stunning increases, elsewhere in the U.S. may not be as stellar.

THE NATIONAL PERSPECTIVE

Sales climbed 3.6 percent to a 372,000 annual pace, following a 359,000 rate in June that was higher than previously estimated, figures from the Commerce Department showed today in Washington. Last month’s rate was the same as in May, which was the strongest since April 2010. The median forecast of 72 economists surveyed by Bloomberg called for a rise to 365,000.

Buyers are returning to the market to take advantage of cheaper properties and record-low mortgage rates, helping to boost orders at new home builders. Competition exists from foreclosures, unemployment exceeding 8 percent, and limited credit pose hurdles to a more pronounced rebound.

Some prognosticators believe the demand could continue to climb right on into 2013.

  • Sales of new houses were up 25 percent from a year ago – Source: Commerce Department

  • The median price for a new house decreased 2.5 percent in July from the same month last year, to $224,200.

  • The value of all U.S. homes climbed 1.8 percent in the second quarter from the previous three months, the biggest gain since late 2005. Source: Federal Housing Finance Agency


Sales of new homes, tabulated when contracts are signed, are considered a timelier barometer than purchases of previously owned dwellings, which are calculated when a contract closes. Newly constructed houses accounted for 6.7 percent of the residential market in 2011, down from a high of 15 percent during the boom of the past decade.

The NAR figures also showed distressed sales, comprised of foreclosures and short sales, in which the lender agrees to a transaction for less than the balance of the mortgage, accounted for 24 percent of existing-home purchases. The share was less than the prior month and down from 29 percent in July 2011. Of those, 12 percent were foreclosed houses and 12 percent were short sales.

You can review the local August 2012 financials for the Scottsdale real estate area at Maricopa County Real Estate Market Watch.
Nationally Sales of New Homes Increase to Match Two-Year High